How much inheritance tax will my family actually pay?
A UK guide to estimating inheritance tax - worked examples for different estate sizes and family situations, the reliefs that genuinely reduce IHT, and the myths to avoid.
Insights & guides
Plain-English guides to writing your will
Articles on choosing executors, leaving a legacy, inheritance tax, blended families and the practical nuts and bolts of probate.
What happens to a mortgage when someone dies in the UK?
A UK guide to mortgages after death - sole vs joint mortgages, life insurance, mortgage protection, taking over a mortgage, and what executors need to do.
Can an executor sell estate property? UK guide for 2026
A UK guide to executors selling property - the authority, the steps from instructing agents to completion, beneficiary disputes, and the CGT implications.
Can an executor also be a beneficiary? What UK law actually says
Yes, you can appoint a beneficiary as an executor in the UK - here is when it works, when it backfires, and how to set it up properly.
Does a will override "next of kin"? UK guide
A UK guide to what "next of kin" actually means - the informal status, why it doesn't determine inheritance, and how to control your affairs through a will and LPA instead.
UK Inheritance Tax explained: thresholds, reliefs and the £325,000 nil-rate band
Inheritance tax thresholds, the residence nil-rate band, the spouse exemption, business and agricultural reliefs, and how a married couple gets to £1 million.
The 7-year rule: how lifetime gifts affect inheritance tax
The seven-year rule explained with worked examples: PETs, taper relief, gifts with reservation of benefit, and the most useful exemptions to know.
Wills for blended families: protecting your children from a previous relationship
Why "everything to my spouse" can disinherit your children, and the will structures - life-interest trusts, mirror wills, letters of wishes - that prevent it.
Cohabiting couples: why you absolutely need a will if you are not married
There is no such thing as a "common-law spouse" in English law. What unmarried couples actually need to put in place to protect each other.
Appointing guardians for your children: a complete UK guide
How testamentary guardianship works in UK law, what to look for in a guardian, financial vs. caring roles, and how to have the conversation.
What happens to your social media accounts when you die?
How Facebook, Instagram, Google, Apple, Microsoft, LinkedIn, X and TikTok handle the accounts of deceased users - and what to set up now.
Cryptocurrency and digital assets: how to leave them in your will
Crypto is property under UK law, but self-custodied coins disappear forever without recovery instructions. How to make digital assets inheritable.