UK estate planning explained: the five pillars every adult needs
A pillar guide to UK estate planning in 2026 - wills, LPAs, pension nominations, property ownership and the family conversation that ties it all together.
Insights & guides
Inheritance & tax
Inheritance tax, the nil-rate band, and planning.
Trusts in UK wills explained: bare, life interest, discretionary and protective
A UK guide to the most common trust types used in wills - bare trusts, life interest trusts, discretionary trusts and protective property trusts - with the tax implications.
Foreign property in a UK will: Brussels IV, two wills, and the rules to know
A UK guide to including foreign property in your will - the EU Succession Regulation, forced heirship rules, the two-wills approach, and when to take local legal advice.
Leaving money to charity in a UK will: the 2026 guide
A UK guide to charitable bequests in wills - the IHT exemption, the 10% reduced-rate rule, how to identify charities correctly, and the four ways to leave a charity gift.
How to include your house in your will
A practical UK guide to leaving your home in a will — ownership types, mortgages, blended families and the inheritance tax thresholds that apply.
What happens to jointly owned property when you die?
How joint tenants and tenants in common property passes on death in the UK — survivorship, probate, mortgages and inheritance tax.
Tenants in common vs joint tenants explained
The difference between joint tenants and tenants in common in England and Wales, and which suits your family situation.
How to leave your business in a will
A practical UK guide to passing on a business in your will — sole traders, partnerships, shares, Business Property Relief and shareholder agreements.
Can you leave your pension in your will?
How UK pensions pass on death, the role of an expression of wish, and the major April 2027 inheritance tax change to plan for.
How to reduce inheritance tax legally
The legitimate UK ways to reduce inheritance tax — thresholds, gifts, the 7-year rule, BPR, charitable giving and pensions in 2026.
Protective Property Trust (PPT) in a UK will: what it does and doesn't do
A UK guide to Protective Property Trusts - what they protect, the care-fees myth, when they genuinely help blended families, and how to avoid the mis-selling traps.
What is a testamentary trust in a UK will?
A UK guide to testamentary trusts - bare, life interest, discretionary and A&M - what each does, when each makes sense, and when a trust is overkill.